> The reader will go through its standard business rules for floor limits, PINs etc and process the transaction. Just on the limits part; here in Ireland (and

> The reader will go through its standard business rules for floor limits, PINs etc and process the transaction. Just on the limits part; here in Ireland (and probably a good chunk of Europe) the limit on a physical card is around EUR50. But on Apple Pay (and probably other phone-based card payments that I have tried) that limit is removed... I have bought TVs (EUR500+) and put a deposit on a car (EUR1000) with Apple Pay and no issues. Some terminals do have issues (older ones that the store just couldn't be arsed updating have a max 50 limit, even on Apple Pay) but most do not have this issue. Long story boring; there must be something somewhere that tells it the limit is increased. Also, the reason is the security Apple Pay and others give. You will have a very hard time explaining how someone got passed your face id for a payment...