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For those unfamiliar with iDeal, it works largely like you'd expect an OAuth flow to work: - you click pay now on the merchants website - you get redirected t
by Doxin 4y ago
For those unfamiliar with iDeal, it works largely like you'd expect an OAuth flow to work:
- you click pay now on the merchants website
- you get redirected to your banks website
- you login to your account, usually involves 2FA and whatnot
- you get shown the transaction details and you confirm
- you get redirected back to the merchant who gets a signed token proving you've paid
Over in the Netherlands it's pretty much an universal standard. All banks support it, and very nearly all webshops.
- rasz 4y agoPlenty of companies offering this in Poland. I want to say I was paying this way at least 10 years ago? https://tpay.com https://tpay.com is one recent example.
- yourusername 4y ago>Over in the Netherlands it's pretty much an universal standard. All banks support it, and very nearly all webshops. Not just Dutch webshops, also Aliexpress, Amazon and Steam. If you're gonna sell stuff in the Netherlands you have to support iDeal almost no one is willing to deal with other solutions.
- Doxin 4y agoOh for sure, the internationals are catching on slowly but surely. The main reason no one wants to bother with anything but iDeal of course is because iDeal works so well. The convenience factor is incredible.
- tothrowaway 4y agoThat window between the last two steps is a killer. PayPal Checkout supports iDeal, and I get complaints about how PayPal took their money, but their account (on my system) was never setup...because I never got the money/notification from PayPal! It drives me nuts. PayPal seems to refund them after a certain period of time automatically, but it takes a while. Naturally, the customer is anxious and mad at me, and not likely to risk checking out again.
- Doxin 4y agoA proper iDeal integration doesn't break in that scenario. I'm not entirely sure as to how it's implemented technically, but if you do iDeal right it works even if you never click the "back to merchant" button. E.g. when working with stripe to integrate iDeal you'll want to listen for payment complete webhooks, in addition to dealing with the user coming back from the iDeal page.
- belter 4y agoThis is the online demo: https://www.ideal.nl/demo/en/ https://www.ideal.nl/demo/en/