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> Well yeah, paying with a credit card in physical stores Maestro and Visa Electron are already or soon will be full discontinued. How can you even tell a debi
by qwytw 4y ago
> Well yeah, paying with a credit card in physical stores
Maestro and Visa Electron are already or soon will be full discontinued. How can you even tell a debit and a credit card a part nowadays? The only distinction between my credit and debit Visa cards is a single word sign in a tiny font at the back (I live in a EU country).
So unless those Americans are trying to with Amex/Discovery/smth similar cards I'd find this really surprising.
Even a decade or two ago Germany was the only country I've been to where it was only possible to pay with these regional debit cards in some places. I really don't think this was an "Europe" wide thing for a quite a while now.
- lotsofpulp 4y agoThere must be a way for card processors to know if the payment is debit or credit because there are stores in the US that only accept debit.
- qwytw 4y agoYeah, I think US is somewhat different, the fees for credit cards seem to be much higher there while in the EU they are caped at 0.3% for credit and 0.2% for debit cards + bank fees .