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It's not material to your post but the DPAN isn't detokenized, but is sent to the networks (Visa/MC) to be charged. Privacy.com serves the purposes of a per-me
by zamnos 4y ago
It's not material to your post but the DPAN isn't detokenized, but is sent to the networks (Visa/MC) to be charged.
Privacy.com serves the purposes of a per-merchant PAN (read: credit card number) online without having to use apple pay.
- rswail 4y agoThe DPAN is eventually detokenized prior to submission to the issuer for authentication and payment. So from Apple Pay wallet -> reader -> acquirer -> network -> issuer, the DPAN is used. When it reaches the issuer, the issuer detokenizes DPAN -> CPAN to process the request. When it responds, it retokenizes etc for the response.