Sorry, every complaint about apple pay is someone not using a watch on a card they use for most things. I lived in Europe the last three years up until moving

Sorry, every complaint about apple pay is someone not using a watch on a card they use for most things. I lived in Europe the last three years up until moving back to the US recently, and in Europe, there was simply nothing easier than double clicking the watch button, and hovering over the NFC payment device. Even since moving back, I find it almost a rarity a place doesn't accept that and all it took was changing the primary card back to a US one. If you're on Apple's ecosystem, and not using the watch, you're missing out. All of the criticism of walled gardens are certainly relevant, but even with the iPhone only (or, hey, when I forget to charge the watch for two days) I can do the same thing with the same double click and the extra step of FaceId-ing the phone. Meanwhile card skimmers are no longer a fear, I don't have to put a zip code in to get gas in my car, and as a side benefit, most UI's on payment devices haven't figured out how to beg for tips with apple pay yet (yet). As I understand it the android experience is almost identical. I now only carry a single card, my debit card, which is a back up in case I really need cash for something and an ATM is my only option. I don't see anything inconvenient about that.