8 ms·

Are there no regulatory or insurance limits for this that apply in your case? I would like to be able to do similar level of electricity installations in here,

Are there no regulatory or insurance limits for this that apply in your case? I would like to be able to do similar level of electricity installations in here, but I like keeping insurance cover even more. Save $$$ only to lose $$$ $$$ on fire?

deleted 3y ago
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conductr 3y ago
Local codes could vary widely, but there’s a concept of “light electrical” which allows unlicensed people/handymen to do certain jobs. Replacing lights, plugs, and switches typically fall under that. Generally, if a permit is needed a licensed person has to do the work.
aksss 3y ago
Our town has a “homeowner” exemption that lets homeowners do such work to their own property and they are exempted from the rule that otherwise requires licensed contractors to perform that type of work (mech., plumbing, structural, electrical). However, homeowners are still required to get permits and have inspections performed to close those permits. You can imagine that capable homeowners often honor that rule in the breach unless changing something more than cosmetic (e.g. making a change that could not go unnoticed at sale time).
- wrycoder 3y ago
  This is true in NH statewide, under the “Homeowner’s Exemption.”
codelikeawolf 3y ago
I just wanted to chime in here as an ex-industrial electrician that also held an electrical contractor's license for residential work before getting into software. People do their own electrical work all the time, and the insurance company doesn't know (and probably doesn't care). The reason they don't care is: unless you have a > 100 year old house with knob and tube wiring, you have to go to _great_ lengths to set it on fire with electricity. Like, you have to be deliberately trying to burn your house down (we're talking connecting a hot and a neutral wire next to a gasoline soaked piece of wood and turning on the breaker). For the most part, the biggest risk to doing your own electrical work is getting electrocuted, and 120V usually won't kill you (but it does hurt).

deleted 3y ago

[deleted]

conductr 3y ago

Local codes could vary widely, but there’s a concept of “light electrical” which allows unlicensed people/handymen to do certain jobs. Replacing lights, plugs, and switches typically fall under that. Generally, if a permit is needed a licensed person has to do the work.

aksss 3y ago

Our town has a “homeowner” exemption that lets homeowners do such work to their own property and they are exempted from the rule that otherwise requires licensed contractors to perform that type of work (mech., plumbing, structural, electrical). However, homeowners are still required to get permits and have inspections performed to close those permits. You can imagine that capable homeowners often honor that rule in the breach unless changing something more than cosmetic (e.g. making a change that could not go unnoticed at sale time).

wrycoder 3y ago
This is true in NH statewide, under the “Homeowner’s Exemption.”

codelikeawolf 3y ago

I just wanted to chime in here as an ex-industrial electrician that also held an electrical contractor's license for residential work before getting into software. People do their own electrical work all the time, and the insurance company doesn't know (and probably doesn't care). The reason they don't care is: unless you have a > 100 year old house with knob and tube wiring, you have to go to _great_ lengths to set it on fire with electricity. Like, you have to be deliberately trying to burn your house down (we're talking connecting a hot and a neutral wire next to a gasoline soaked piece of wood and turning on the breaker). For the most part, the biggest risk to doing your own electrical work is getting electrocuted, and 120V usually won't kill you (but it does hurt).