3 ms·
Another reason to keep the funds in a 401(k) is to allow you to keep using the Backdoor Roth IRA without worrying about the Pro-rata Rule.
by ASinclair 3y ago
Another reason to keep the funds in a 401(k) is to allow you to keep using the Backdoor Roth IRA without worrying about the Pro-rata Rule.
- ptero 3y agoYou should be able to transfer a rollover IRA to your latest employer's 401k (and I think a regular, non-Roth, non-rollover IRA as well). One could probably enjoy unrestricted security choice of the traditional brokerage, then move funds back to the 401k before doing a backdoor Roth. That said, I would talk to a financial advisor before moving large sums of money between account types. My 2c.