Article starts out decently with describing why we shouldn’t expect normal distributions everywhere. Becomes weaker as it treats Pareto distributions/ power la

Article starts out decently with describing why we shouldn’t expect normal distributions everywhere. Becomes weaker as it treats Pareto distributions/ power laws as a metaphor and never explains when one or the other is more appropriate. Adds confusion when we are supposed to “make bold decisions in the tail” while the examples are to focus on “head of distribution” problems. Lost me when they characterised their decision as health insurer to offer gym access and other health programs as one of those “bold tail decisions” when this is aimed at all policy holders, not only the 20% who drive 80% of the cost.