I just bought a house. I've spent a very long time being responsible and doing the right thing, financially. For me to now go out and deliberatly make a bunch o

I just bought a house. I've spent a very long time being responsible and doing the right thing, financially. For me to now go out and deliberatly make a bunch of bad decisions goes against who I am. This policy is out to attack people like me, people who work diligently at handling our finances. I feel bad for poor people. I grew up poor, and I want to help the unfortunate, but this policy doesn't do that - it just rewards people who are unresponsible with money (some of them are actually poor, but some are not).