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I guess if you're really upset by the penalty, you can deliberately tank your credit score before applying. What, no takers?
by tedunangst 4y ago
I guess if you're really upset by the penalty, you can deliberately tank your credit score before applying. What, no takers?
- geoduck14 4y agoI just bought a house. I've spent a very long time being responsible and doing the right thing, financially. For me to now go out and deliberatly make a bunch of bad decisions goes against who I am. This policy is out to attack people like me, people who work diligently at handling our finances. I feel bad for poor people. I grew up poor, and I want to help the unfortunate, but this policy doesn't do that - it just rewards people who are unresponsible with money (some of them are actually poor, but some are not).
- xhkkffbf 4y agoThis doesn't help the "poor"-- it helps those with bad credit scores. There are some people in both camps, but there are many who are poor who pay their debts on time.