4 ms·
> It is not taking away someone's freedom to charge them different amounts of interest depending on how likely they are to repay a loan, or to not issue loans i
by wolverine876 4y ago
> It is not taking away someone's freedom to charge them different amounts of interest depending on how likely they are to repay a loan, or to not issue loans if they are unlikely to repay.
It is if the person therefore lacks the ability to borrow, and lacks the freedom to study and make the most of their life. Trapping people in ignorance and poverty is quite a blow to their freedom.
- mannerheim 4y agoWork for a few years, go to community college and then a state university. This freedom is available regardless of one's ability to borrow.
- wolverine876 4y agoTo avoid going in more circles: So why isn't that happening more if it's so easy? Why does college education depend most on the wealth of the parents? The outcomes are empirical evidence that your theory sucks.