4 ms·

As someone with great credit, I'm fine with this.

• lsaferite 3y ago
  What about people with good credit but low income? I get that perhaps it's easy to conflate the two, but they aren't always related. Personally, I have no strong opinion either way on the issue.
  • zeruch 3y ago
    That's a fair question, but overall, see my answer to the other person here who responded to me. My position is certainly not perfect, but it's also an assertion of ideological/practical preferences, and definitely doesn't cover the whole picture, just the high level intent of "giving all the advantages to only those who require them them least is a stupid idea" for broad systemic health. There's a lot of variables to unpack and configure in any system, and this is no different.
• local_crmdgeon 3y ago
  As someone with great credit, I'm not. I worked my ass off for this.
  • zeruch 3y ago
    "I worked my ass off for this." So did I. But having come up from very poor/working class, I also know that path was painful and I have enough means to live modestly and view that as a way to not be "screw you, I got mine" to the rest of society. And that's not just an empathy overdose. That's knowing even cynically, that if the overall larger number of people in the society around me who get even marginally improved outcomes makes same said society I choose to reside in likely to be more stable, resilient and less interrupt-driven. That's a system investment instead of just being self-focused to the point of ignoring everything else (the latter eventually leads to 'everything else' imposing its collective will reactively otherwise)