The link here is to the old matrix. The new one, linked in the red text at the top of https://singlefamily.fanniemae.com/media/9391/display https://singlefamily

The link here is to the old matrix. The new one, linked in the red text at the top of https://singlefamily.fanniemae.com/media/9391/display https://singlefamily.fanniemae.com/media/9391/display, actually shows the changes in question. As others have said, it's not that somebody with a 650 score pays less than someone with 800... it's just that the rate for people with low scores isn't as bad as it used to be, and the rate for people with high scores isn't as good as it used to be.