Also plays into the trend of "lets hire fullstack devs AKA frontend devs that knows how to call APIs and have a vague understanding of transactions and its pitf

Also plays into the trend of "lets hire fullstack devs AKA frontend devs that knows how to call APIs and have a vague understanding of transactions and its pitfalls" and offload all backend work to SaaS products. If the startup takes off? Great! If it doesn't? At least those SaaS products offered free trials.