Yes, there are risks when using USDC that are not present when using the traditional banking system. My point is that the proposed digital dollar would not off

Yes, there are risks when using USDC that are not present when using the traditional banking system. My point is that the proposed digital dollar would not offer any benefits over the regular banking system to its users (except saving wire transfer fees maybe?), and to me appears like it would not even handle the edge case of servicing the "unbanked" any better than banks already do.