The legal theory is that Congress authorized the Secretary of Education to do this under the terms of the HEROES Act of 2003[1]. It requires a war or national e

The legal theory is that Congress authorized the Secretary of Education to do this under the terms of the HEROES Act of 2003[1]. It requires a war or national emergency, so in this case, C19. There’s a pair of pending Supreme Court cases on the Biden administration loan forgiveness that may validate or reject this theory within the next couple months[2]. [1] https://en.wikipedia.org/wiki/Higher_Education_Relief_Opportunities_For_Students_Act https://en.wikipedia.org/wiki/Higher_Education_Relief_Opport... [2] https://www.scotusblog.com/2023/02/bidens-student-loan-forgiveness-plan-gets-cold-reception-from-conservative-justices/ https://www.scotusblog.com/2023/02/bidens-student-loan-forgi...