3 ms·

No one said they had to, they said they had to in order to study. Which is not the case in more prosperous nations.

stametseater 4y ago
> they had to [take a huge loan] in order to study. This isn't true. If you go to a state school and work part time to cover your living expenses, you can get an undergrad degree very cheap. And the most prestigious of private schools (e.g. Ivy league) offer very generous needs-based scholarships, so if you come from a poor family you don't have to pay. You "have to" get a huge loan if you choose to attend a very expensive private school that won't give you a needs-based scholarship. But nobody has to do that, it's a choice some people make. It's a decision made by naive kids straight out of highschool so I still have some sympathy, but this narrative of necessarily having to take huge loans is part of the problem and helps to normalize this. The belief that huge loans are necessary in America is wrong and contributes to the real problem. From: https://www.forbes.com/sites/michaeltnietzel/2021/11/01/which-states-have--the-least-and-the-most-expensive-public-colleges/ https://www.forbes.com/sites/michaeltnietzel/2021/11/01/whic... > The 2021-22 average tuition and fees sticker price for full-time, in-state students at public four-year colleges ranged from a low of $6,100 in Wyoming to a high of $17,750 in Vermont. > Following Wyoming, the least expensive states were Florida ($6,370), Montana ($7,265), Utah ($7,387), and North Carolina ($7,389). > After Vermont, the most expensive states for four-year universities were New Hampshire ($17,040), Pennsylvania ($15,312), New Jersey ($14,963), and Illinois ($14,667). > Over the past five years, average in-state tuition and fees at public four-year institutions fell in 18 states after adjusting for inflation. During that same time period, only six states (Alaska, Connecticut, Nevada, North Dakota, Oregon and Rhode Island) saw their average in-state tuition increase by 10% or more. > According to the report, in 2019-20, 75% of first-time, full-time students attending public two-year colleges received federal, state or institutional grant aid. At public four-year universities, 78% of students were awarded such aid. > The average net tuition and fees paid by first-time, full-time in-state students at public four-year institutions was estimated to be $2,640, the lowest it’s been since 2006-07, down more than a $1,000 from a peak in 2012-13 of $3,720 (in 2021 dollars).
- SamoyedFurFluff 4y ago
  My part time job paid me 7.50/hr, federal minimum wage. At the end of each semester I didn’t even have enough to pay for my “technology fee” much less my living expenses.
  - stametseater 4y ago
    See: > The average net tuition and fees paid by first-time, full-time in-state students at public four-year institutions was estimated to be $2,640, the lowest it’s been since 2006-07, down more than a $1,000 from a peak in 2012-13 of $3,720 (in 2021 dollars). Even if you have to take out a loan while attending a state school, it doesn't have to be a huge loan. And even a crappy part-time job will reduce that burden, even if it doesn't cover your tuition fully.
    - Retric 4y ago
      Averages which exclude scholarships, books etc really distort these numbers. Many schools require students to pay for room and board even if they live nearby. Schools are hiding tuition costs in those fees and really need people to pay them.
    - lukeschlather 4y ago
      In more prosperous countries it is simply free. There are a range of charges imposed in the US but it costs.
      - simonsarris 4y ago
        Which more prosperous country? Are you also comparing median salaries after graduation in that country? How do the numbers shake out 10 years after graduation? Anyone who went to community college and makes the median wage ($69,717) in America is doing way better financially than someone who went school for free in France and makes median wage (€22,140). There's really no contest on prosperity for college grads even when you include ridiculous student loans (median for US: $22K).
- 4y ago
baggy_trough 4y ago
They said that, but they were wrong.

> they had to [take a huge loan] in order to study. This isn't true. If you go to a state school and work part time to cover your living expenses, you can get an undergrad degree very cheap. And the most prestigious of private schools (e.g. Ivy league) offer very generous needs-based scholarships, so if you come from a poor family you don't have to pay. You "have to" get a huge loan if you choose to attend a very expensive private school that won't give you a needs-based scholarship. But nobody has to do that, it's a choice some people make. It's a decision made by naive kids straight out of highschool so I still have some sympathy, but this narrative of necessarily having to take huge loans is part of the problem and helps to normalize this. The belief that huge loans are necessary in America is wrong and contributes to the real problem. From: https://www.forbes.com/sites/michaeltnietzel/2021/11/01/which-states-have--the-least-and-the-most-expensive-public-colleges/ https://www.forbes.com/sites/michaeltnietzel/2021/11/01/whic... > The 2021-22 average tuition and fees sticker price for full-time, in-state students at public four-year colleges ranged from a low of $6,100 in Wyoming to a high of $17,750 in Vermont. > Following Wyoming, the least expensive states were Florida ($6,370), Montana ($7,265), Utah ($7,387), and North Carolina ($7,389). > After Vermont, the most expensive states for four-year universities were New Hampshire ($17,040), Pennsylvania ($15,312), New Jersey ($14,963), and Illinois ($14,667). > Over the past five years, average in-state tuition and fees at public four-year institutions fell in 18 states after adjusting for inflation. During that same time period, only six states (Alaska, Connecticut, Nevada, North Dakota, Oregon and Rhode Island) saw their average in-state tuition increase by 10% or more. > According to the report, in 2019-20, 75% of first-time, full-time students attending public two-year colleges received federal, state or institutional grant aid. At public four-year universities, 78% of students were awarded such aid. > The average net tuition and fees paid by first-time, full-time in-state students at public four-year institutions was estimated to be $2,640, the lowest it’s been since 2006-07, down more than a $1,000 from a peak in 2012-13 of $3,720 (in 2021 dollars).

SamoyedFurFluff 4y ago
My part time job paid me 7.50/hr, federal minimum wage. At the end of each semester I didn’t even have enough to pay for my “technology fee” much less my living expenses.
- stametseater 4y ago
  See: > The average net tuition and fees paid by first-time, full-time in-state students at public four-year institutions was estimated to be $2,640, the lowest it’s been since 2006-07, down more than a $1,000 from a peak in 2012-13 of $3,720 (in 2021 dollars). Even if you have to take out a loan while attending a state school, it doesn't have to be a huge loan. And even a crappy part-time job will reduce that burden, even if it doesn't cover your tuition fully.
  - Retric 4y ago
    Averages which exclude scholarships, books etc really distort these numbers. Many schools require students to pay for room and board even if they live nearby. Schools are hiding tuition costs in those fees and really need people to pay them.
  - lukeschlather 4y ago
    In more prosperous countries it is simply free. There are a range of charges imposed in the US but it costs.
    - simonsarris 4y ago
      Which more prosperous country? Are you also comparing median salaries after graduation in that country? How do the numbers shake out 10 years after graduation? Anyone who went to community college and makes the median wage ($69,717) in America is doing way better financially than someone who went school for free in France and makes median wage (€22,140). There's really no contest on prosperity for college grads even when you include ridiculous student loans (median for US: $22K).
4y ago

baggy_trough 4y ago

They said that, but they were wrong.