5 ms·
I’ll never understand this attitude. “America sucks because you have to repay loans.”
by yeahwhatever10 3y ago
I’ll never understand this attitude. “America sucks because you have to repay loans.”
- xigoi 3y agoNo, America sucks because you have to take a huge loan in the first place in order to study.
- baggy_trough 3y agoNo, certain people decided to do that, but they didn't have to.
- lukeschlather 3y agoNo one said they had to, they said they had to in order to study. Which is not the case in more prosperous nations.
- stametseater 3y ago> they had to [take a huge loan] in order to study. This isn't true. If you go to a state school and work part time to cover your living expenses, you can get an undergrad degree very cheap. And the most prestigious of private schools (e.g. Ivy league) offer very generous needs-based scholarships, so if you come from a poor family you don't have to pay. You "have to" get a huge loan if you choose to attend a very expensive private school that won't give you a needs-based scholarship. But nobody has to do that, it's a choice some people make. It's a decision made by naive kids straight out of highschool so I still have some sympathy, but this narrative of necessarily having to take huge loans is part of the problem and helps to normalize this. The belief that huge loans are necessary in America is wrong and contributes to the real problem. From: https://www.forbes.com/sites/michaeltnietzel/2021/11/01/which-states-have--the-least-and-the-most-expensive-public-colleges/ https://www.forbes.com/sites/michaeltnietzel/2021/11/01/whic... > The 2021-22 average tuition and fees sticker price for full-time, in-state students at public four-year colleges ranged from a low of $6,100 in Wyoming to a high of $17,750 in Vermont. > Following Wyoming, the least expensive states were Florida ($6,370), Montana ($7,265), Utah ($7,387), and North Carolina ($7,389). > After Vermont, the most expensive states for four-year universities were New Hampshire ($17,040), Pennsylvania ($15,312), New Jersey ($14,963), and Illinois ($14,667). > Over the past five years, average in-state tuition and fees at public four-year institutions fell in 18 states after adjusting for inflation. During that same time period, only six states (Alaska, Connecticut, Nevada, North Dakota, Oregon and Rhode Island) saw their average in-state tuition increase by 10% or more. > According to the report, in 2019-20, 75% of first-time, full-time students attending public two-year colleges received federal, state or institutional grant aid. At public four-year universities, 78% of students were awarded such aid. > The average net tuition and fees paid by first-time, full-time in-state students at public four-year institutions was estimated to be $2,640, the lowest it’s been since 2006-07, down more than a $1,000 from a peak in 2012-13 of $3,720 (in 2021 dollars).
- SamoyedFurFluff 3y agoMy part time job paid me 7.50/hr, federal minimum wage. At the end of each semester I didn’t even have enough to pay for my “technology fee” much less my living expenses.
- stametseater 3y agoSee: > The average net tuition and fees paid by first-time, full-time in-state students at public four-year institutions was estimated to be $2,640, the lowest it’s been since 2006-07, down more than a $1,000 from a peak in 2012-13 of $3,720 (in 2021 dollars). Even if you have to take out a loan while attending a state school, it doesn't have to be a huge loan. And even a crappy part-time job will reduce that burden, even if it doesn't cover your tuition fully.
- Retric 3y agoAverages which exclude scholarships, books etc really distort these numbers. Many schools require students to pay for room and board even if they live nearby. Schools are hiding tuition costs in those fees and really need people to pay them.
- lukeschlather 3y agoIn more prosperous countries it is simply free. There are a range of charges imposed in the US but it costs.
- simonsarris 3y agoWhich more prosperous country? Are you also comparing median salaries after graduation in that country? How do the numbers shake out 10 years after graduation? Anyone who went to community college and makes the median wage ($69,717) in America is doing way better financially than someone who went school for free in France and makes median wage (€22,140). There's really no contest on prosperity for college grads even when you include ridiculous student loans (median for US: $22K).
- 3y ago
- baggy_trough 3y agoThey said that, but they were wrong.
- tacitusarc 3y agoCertain people were kids who didn’t know better and were lied to by adults they trusted.
- baggy_trough 3y agoThose adults should certainly be ashamed of themselves.
- Ekaros 3y agoSue the adults then? Surely if enough people sue some court cases against parents, or guidance counsellors or what ever pass.
- tacitusarc 3y agoI agree. They should be sued. Of course it’s incredibly hard to prove and even harder to sue someone you like. And lawsuits where neither side has money are tricky. Probably universities or departments as a whole should be sued.
- SamoyedFurFluff 3y agoYeah I’m sure 17 year old me should bear the full brunt of my decision to go to college for the majority of my earning years
- dymk 3y agoYes, you should. Did you choose an advantageous degree?
- soulofmischief 3y agoThis sentiment is predicated on a scarcity mindset. This is America, I thought we were a land of abundance?
- mannerheim 3y agoif you don't want to give me free money you have a scarcity mindset
- dymk 3y agoYou think resources are unlimited? Why would you think that?
- soulofmischief 3y agoWhat does that have to do with "choosing an advantageous degree"? We are a land of (misappropriated) abundance and can absolutely support those who wish to engage in higher learning and push the boundaries of philosophy and science. I don't want to counter your strawman with another, but not everyone needs to get an engineering degree.
- baggy_trough 3y agoShould somebody else?
- xigoi 3y ago
- ThorsBane 3y agoNo you don’t. Community college is not that expensive, plenty of jobs offer partial or more tuition reimbursement, and if you get good grades you will have scholarships and grants available. You may have some need left over if you need housing but that’s where loans and a summer job come in. It’s not a free vacation to go to college and be housed there, need to do it with a plan. It’s simple to get a great education without needing huge loans. America is great.
- eganist 3y ago[because lobbyists and legislators pushed for regulation that gutted two generations'ability to affordably get an education]
- deleted 3y ago[deleted]