This is really not the place to be looking for this kind of advice. Find a mentor, a friend, a CFA, anybody on real life who can understand your whole situation

This is really not the place to be looking for this kind of advice. Find a mentor, a friend, a CFA, anybody on real life who can understand your whole situation with a good long in person conversation or three. But Jesus, don't put up your personal belongings as collateral for a failing business. That's just bananas.