> But it uses the same logic as a lot of advertising: that you'll be missing out if you don't watch/buy something very soon. Sure, but this is hardly a valid e

> But it uses the same logic as a lot of advertising: that you'll be missing out if you don't watch/buy something very soon. Sure, but this is hardly a valid excuse. Ads are very easy to ignore, more so clothing ads. Everyone sees multiple advertisements every day for things they don't even consider buying. It's not like clothes are usually expensive; you can get good clothes for a reasonable price. What I don't fully understand is if this is just people that normally use credit cards switching to BNPL...if so, then there's likely no cause for alarm. Any way, coming from a country where virtually no one uses credit cards, taking on debt to buy clothes is very strange.