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Is BNPL available at a store in person? Instacart is more expensive, but BNPL costs less money at the time of purchase than going to the store. The BNPL for c
by antasvara 4y ago
Is BNPL available at a store in person?
Instacart is more expensive, but BNPL costs less money at the time of purchase than going to the store.
The BNPL for clothing and shoes likely isn't the same people that need it to pay for groceries. These services allow you to buy more trendy clothing now at the expense of saving and buying it later.
Is that "smart?" Absolutely not. But it uses the same logic as a lot of advertising: that you'll be missing out if you don't watch/buy something very soon.
- alexb_ 4y agoIf that's the case, then the problem should be approached as a societal, "people don't understand the consequences of their actions" problem and not a "the economy is going to die tomorrow" problem.
- boeingUH60 4y ago> But it uses the same logic as a lot of advertising: that you'll be missing out if you don't watch/buy something very soon. Sure, but this is hardly a valid excuse. Ads are very easy to ignore, more so clothing ads. Everyone sees multiple advertisements every day for things they don't even consider buying. It's not like clothes are usually expensive; you can get good clothes for a reasonable price. What I don't fully understand is if this is just people that normally use credit cards switching to BNPL...if so, then there's likely no cause for alarm. Any way, coming from a country where virtually no one uses credit cards, taking on debt to buy clothes is very strange.