This is why in a rational system they charge interest based on the risk. And how many banks want to be property managers? In my limited experience once a bank

This is why in a rational system they charge interest based on the risk. And how many banks want to be property managers? In my limited experience once a bank takes over a property they just want it off their books — on my house, which was banked owned, they just dumped it as soon as they found someone to buy it and judging by the county records lost at least $35k, probably even more after court costs and whatnot.