I remember saying years ago that the difference between Apple and Google is that Apple will do fewer things but will be more committed to them. As soon as Apple

I remember saying years ago that the difference between Apple and Google is that Apple will do fewer things but will be more committed to them. As soon as Apple Pay came out and people kind of laughed it off, I thought (and said) that Apple will slowly plug away at it, adding new countries and banks incrementally and at some point you'll look up and realize Apple owns a massive electronic payment ecosystem. I've had an Apple card for awhile and have found myself using it more and more just because it's convenient. Not having to enter CC details into every app and instead just double clicking the side button to pay for something is incredibly convenient. Personally I have way more confidence in Apple's ability to manage a pool of depositor funds than I do for pretty much any bank.