Don't buy Apple Stock instead of keeping some cash in a bank account. * If you need cash in an emergency it's possible that Apple stock will be negatively effe

Don't buy Apple Stock instead of keeping some cash in a bank account. * If you need cash in an emergency it's possible that Apple stock will be negatively effected by the same emergency. * Anything that causes FDIC to fail will negatively impact Apple Stock, causing you to lose a lot of the value you were trying to protect against that exact situation. * Cash in a bank account is more liquid than a stock. It's common for the sale of a stock to result in usable cash after 3 business days. I can withdrawal from a savings account 24/7. If you have an unplanned and urgent situation cash is fantastic. * The odds are higher than the US Government stays solvent over the next 120 years than Apple does. Governments are designed for more long term stability than companies.