cool. it takes like 15 minutes to sign up for one such as say https://www.viobank.com/ https://www.viobank.com/ or https://www.baskbank.com/ https://www.baskban

cool. it takes like 15 minutes to sign up for one such as say https://www.viobank.com/ https://www.viobank.com/ or https://www.baskbank.com/ https://www.baskbank.com/ which are both above 4.5% ... it doesn't have to be "most" just yours. Park 250k in there and you're getting over $950 a month right now. Spread those chunks around multiple banks, assuming you have those chunks, and you'll have a decent modest income while these rates last. And yes, I'm doing exactly this and no, I don't have a day job right now and yes, my overall holdings are still going up. This is an unusually good time to be holding cash. Also I know the trivial inflation arguments about how I'm hypothetically losing purchasing power. But again I don't need hypothetical things to be bought, just mine. Right now it's covering my bills and the number is still rising. This strategy is subject to change without notice.