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I mean, that makes sense, but I'm having trouble understanding the practical implications. If not on past returns, how do you decide where to invest your money

I mean, that makes sense, but I'm having trouble understanding the practical implications. If not on past returns, how do you decide where to invest your money? Have you ever decided to remove your money from a fund, on what basis would you make that decision? There is _no_ returns that would cause you to re-evaluate your current investments? If you were invested in a fund that had given you say an average of 0.5% a year over the past 10 years, that would not cause you to re-evaluate your investment?

belter 4y ago
> If you were invested in a fund that had given you say an average of 0.5% a year over the past 10 years, that would not cause you to re-evaluate your investment? What about dividing funds for investment in three parts? 1-> Give to an active investor you respect 2-> One third to an Index Fund 3-> Last manage it yourself. Compare performance after 5 years :-)