"The perception is high risk because you are going against the status quo, but in reality you are in a low risk senario because you are doing what you love and

"The perception is high risk because you are going against the status quo, but in reality you are in a low risk senario because you are doing what you love and you see an undervalued asset." No, it is high-risk. The risk is that the undervalued asset you see may not really be one. But staying with the status quo is high-risk as well. Risk is a red herring; people optimize for regret-minimization. There's less regret if you go with the crowd because there's other people to blame -- and regrets are less apparent because everyone suffers together. But if you go against the status quo and your life sucks, you have nobody else to blame, no fellow sufferers. This isn't a rational thought process. But you have to see the enemy clearly before it can be defeated.