I assumed we were talking exclusively about executives, not rank-and-file. I also assumed we were talking about poor business decisions rather than personal one

I assumed we were talking exclusively about executives, not rank-and-file. I also assumed we were talking about poor business decisions rather than personal ones. I get your point though - I'm just more inclined to believe this would be used for good, rather than evil. I also agree that people should have a chance at redemption. I think you might be over-stating the effect this would have. Most people won't care. And if Elon Musk is any indication, having a bad reputation only hurts so much if the offering is compelling (eg. Space-X, Tesla). Both of those are huge successes despite Elon having a questionable reputation personally and professionally. Note - I'm making no judgement here - I'm just talking about the consensus opinion on Elon as I see it.