I try (don't always succeed) to always have some cash with me when I go out, for "unforseen emergency" situations. I've been happy to do so a few times in my li

I try (don't always succeed) to always have some cash with me when I go out, for "unforseen emergency" situations. I've been happy to do so a few times in my life so it's a good habit. But, for daily use? I only use it for Kijiji/Facebook Marketplace purchases, that's pretty much it. I don't even use it for charity these days, most will have an online option. I agree 101% in principle with the notion of less trackable (not untrackable) method of payment, but now that I have kids and work and mortgage and so on, I must admit that on a daily basis, convenience wins :-/