Similar story here... I've handled cash exactly three times this year so far and its always been money for a birthday card. I don't even know the pin to three

Similar story here... I've handled cash exactly three times this year so far and its always been money for a birthday card. I don't even know the pin to three of my four cards. Tap and go is just so, so good. The only thing i really want is a Venmo-style app for transferring small amounts between friends but nothing i've found so far is that wide spread, I assume because our app banking is pretty advanced. Edit: Apparently PAYM died last month, disregard my final sentence.