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You think Apple wallet is a charity? They get a cut on every transaction. Processing fees are charged to the merchant.

• tinus_hn 4y ago
  That’s Apple Pay, not the wallet app. The wallet app just shows a collection of cards supplied by the system and apps.
• permo-w 4y ago
  and by implication using your camera or your torch for free is a charity. phones have features my friend. the speakers on your PC are not a “charity”