Contrary to some peoples' understanding, replacing fiat currency for everyday purposes isn't the only viable application of crypto. As one example: There are a

Contrary to some peoples' understanding, replacing fiat currency for everyday purposes isn't the only viable application of crypto. As one example: There are already banks that use XRP as the international settlement medium. You'll also see a lot of conversation right now about central bank digital currencies (CBDC) that could plausibly utilize crypto in some fashion.