3 ms·

What happens if you refuse to pay?

by p1esk 4y ago

timy2shoes 4y ago
They give your rabies back.
olliej 4y ago
Debt collectors, A lien on their house, etc
- AdamJacobMuller 4y ago
  Dispute the debt. They can't put a lien on property without a court case and I want to see someone stand in front of a judge and justify an un-itemized 100k bill when their own public charge sheet shows that the service should cost <1000.
  - 1letterunixname 4y ago
    That doesn't work in the real world. Their army of lawyers can and will outspend you at every turn. They will force you into bankruptcy when you should've declared bankruptcy to begin with.
    - p1esk 4y ago
      But do they want to outspend you? Especially if the case is not a sure win for them.
      - falcolas 4y ago
        If they’re paying the lawyers regardless (as in paying them a salary), might as well give them some work.
      - teeray 4y ago
        So the real disruption would be to DoS their lawyers by patients disputing absolutely everything questionable. Create an app to upload all the EOBs and make it dead simple to create grief for the hospital.
    - AdamJacobMuller 4y ago
      There's no spending involved on your part. Don't spend a dime until you show up in court to defend yourself. "I've been asking for 2 years for a breakdown to explain how what is listed on their website as a $600 charge became a 120k charge."
arbuge 4y ago
I'll just leave this here: https://www.npr.org/sections/health-shots/2022/12/21/1144491711/investigation-many-u-s-hospitals-sue-patients-for-debts-or-threaten-their-credit https://www.npr.org/sections/health-shots/2022/12/21/1144491...
toomuchtodo 4y ago
https://news.gallup.com/poll/317948/fear-bankruptcy-due-major-health-event.aspx https://news.gallup.com/poll/317948/fear-bankruptcy-due-majo... https://www.texastribune.org/2022/06/16/americans-medical-debt/ https://www.texastribune.org/2022/06/16/americans-medical-de... https://www.retireguide.com/retirement-planning/risks/medical-bankruptcy-statistics/ https://www.retireguide.com/retirement-planning/risks/medica...
- mindslight 4y ago
  It really bothers me that none of these stories seem to describe what legal theories are used to enforce these fabricated "debts" against the victims. It would seem there must be a whole collection of state laws that enable these practices, and I would think they would be a prime area of reform - if they were eliminated, providers would have to publish prices and form an actual contract (including a lack of duress and well-defined consideration), instead of being able to play this game of "nobody can tell you how much anything costs until the billing extorts you".

What happens if you refuse to pay?

by p1esk 4y ago

What happens if you refuse to pay?

timy2shoes 4y ago

They give your rabies back.

olliej 4y ago

Debt collectors, A lien on their house, etc

AdamJacobMuller 4y ago
Dispute the debt. They can't put a lien on property without a court case and I want to see someone stand in front of a judge and justify an un-itemized 100k bill when their own public charge sheet shows that the service should cost <1000.
- 1letterunixname 4y ago
  That doesn't work in the real world. Their army of lawyers can and will outspend you at every turn. They will force you into bankruptcy when you should've declared bankruptcy to begin with.
  - p1esk 4y ago
    But do they want to outspend you? Especially if the case is not a sure win for them.
    - falcolas 4y ago
      If they’re paying the lawyers regardless (as in paying them a salary), might as well give them some work.
    - teeray 4y ago
      So the real disruption would be to DoS their lawyers by patients disputing absolutely everything questionable. Create an app to upload all the EOBs and make it dead simple to create grief for the hospital.
  - AdamJacobMuller 4y ago
    There's no spending involved on your part. Don't spend a dime until you show up in court to defend yourself. "I've been asking for 2 years for a breakdown to explain how what is listed on their website as a $600 charge became a 120k charge."

arbuge 4y ago

I'll just leave this here: https://www.npr.org/sections/health-shots/2022/12/21/1144491711/investigation-many-u-s-hospitals-sue-patients-for-debts-or-threaten-their-credit https://www.npr.org/sections/health-shots/2022/12/21/1144491...

toomuchtodo 4y ago

https://news.gallup.com/poll/317948/fear-bankruptcy-due-major-health-event.aspx https://news.gallup.com/poll/317948/fear-bankruptcy-due-majo... https://www.texastribune.org/2022/06/16/americans-medical-debt/ https://www.texastribune.org/2022/06/16/americans-medical-de... https://www.retireguide.com/retirement-planning/risks/medical-bankruptcy-statistics/ https://www.retireguide.com/retirement-planning/risks/medica...

mindslight 4y ago
It really bothers me that none of these stories seem to describe what legal theories are used to enforce these fabricated "debts" against the victims. It would seem there must be a whole collection of state laws that enable these practices, and I would think they would be a prime area of reform - if they were eliminated, providers would have to publish prices and form an actual contract (including a lack of duress and well-defined consideration), instead of being able to play this game of "nobody can tell you how much anything costs until the billing extorts you".