People don’t like this idea but the simplest answer is to have a government owned and maintained authentication system which is backed by cryptography and used

People don’t like this idea but the simplest answer is to have a government owned and maintained authentication system which is backed by cryptography and used for official business. Basically, a National Digital ID. Sure Reddit will remain a dumpster fire, but you won’t have to worry about an AI impersonating your voice to a bank teller. The potential for abuse is high, but such an ID would solve many real problems. Europeans don’t have this aversion IIUC, but this will never happen in America because historically such systems were used by racists to prevent people from voting. Which, obviously that’s bad. But even mentioning a mandatory national ID is like some sort of cultural taboo here which will get rocks thrown at you. I think it’s time we try again and work on applying what we’ve learned from past mistakes to make a better future.