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This happens way too frequently nowerdays. A friend of mine had his Youtube account banned. He never even uploaded a single video nor post any comments. How cou
by eis 3y ago
This happens way too frequently nowerdays. A friend of mine had his Youtube account banned. He never even uploaded a single video nor post any comments. How could it even possibly have created a reason to be banned? Of course support requests went into the void and he just gave up. Luckily his gmail was not affected.
A company I was involved with had a business account with Wise (Transferwise). One day out of the blue they froze our account and said only withdrawals from now on. The "reason" they provided was Violation of Acceptable Use Policy. They wouldn't even say which clause or give any details whatsoever. When asked for review we got an reply that after extensive review they can't reinstate the account, the decision is final. During the whole process it was painfully clear that they didn't read our messages or even try to understand the situation. After a few weeks and many emails with supporting evidence that we really can't see how we broke any of the terms the account was reinstated - a surprise to us. It seems like eventuall someone actually did take a look at the issue. But we never heard why it was frozen in the first place or what made them reinstate it. We probably just got really lucky. During that time we couldn't do payroll. We couldn't collect customer payments. It could have killed us did we not quickly scramble to get an alternative setup.
The common theme is that a company makes ill-advised banning decisions that have a big impact on a single user and then appeals are not treated seriously. This can have devastating effects. Usually this happens after the company who is running the platform grows to a certain size where they don't need to care about a low percentage of users anymore and rather save on support staff costs. And to add insult to injury they lie in your face about having conducted "extensive" reviews and having "carefully" decided all the while it being clear that they spent no energy or time on the matter. What's the solution here? Some mandatory third party appeal service which you can call upon? Many victims of wrongful banning would be glad to carry the costs of a review by a real human to get their accounts back.
- sumedh 3y ago> How could it even possibly have created a reason to be banned? Maybe he posted comments using that account which broke the terms?
- eis 3y agoI explicitly mentioned he did not post any comments. > He never even uploaded a single video nor post any comments. He wasn't really using it in that way. It was a pure video watching account.
- WhackyIdeas 3y agoTransferWise done this to our business account too. Couldn’t explain how we broke their terms (because we never) but we never bothered to fight them, we simply let customers transfer from International countries with our proper business account - which unfortunately just caused customers to pay more fees as a result.
- throwaway2037 3y agoThe more that I read about the "international wire transfer" business, the more I think it is untenable at the current prices. The amount of "bad people" trying to launder money with your low priced wire transfers is incredible. Plus, the regulatory pressure only increases (year by year), which means you need to hire humans who can think to do AML/KYC. To be clear, good AML/KYC needs people who can think to evaluate "red flags". You cannot hire a bunch of paper pushers at minimum wage and think this will cover you against the regulator -- it will not. I don't see how it can continue. Soon these businesses will all be expensive or bankrupt, and we are back to the megabanks with mega fees, but more effective AML/KYC. It's tough.
- SturgeonsLaw 3y agoI know people like to hate on crypto in these parts (mostly for good reason) but this is a great use case for it. You could remit billions of dollars worth of USDC to another country for ten bucks in gas fees.