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This is mostly unique to the US. Where I'm from, we don't use our SSNs as passwords, bank checks and direct debit are simply not a thing, and credit cards have
by grishka 4y ago
This is mostly unique to the US. Where I'm from, we don't use our SSNs as passwords, bank checks and direct debit are simply not a thing, and credit cards have two-factor authentication for online purchases.
- Semaphor 4y ago2FA for online purchases is, at least in Germany, is not always a thing. I don't know how it's decided, but I'd say only about 50% -70% of online purchases trigger the 2fa of my bank.
- RandomLensman 4y agoMy understanding is that it is related to the fraud prevention capabilities (incidence?) of the other party and the amount.
- jeltz 4y agoIt is virtually always a thing here in Sweden. The only exception I have encountered the last like 5 years is Paypal.