When lending stops, people stop buying things[0], like cars and houses. Or all that crap on Buy Now, Pay Later plans. There's these huge credit bubbles we have[

When lending stops, people stop buying things[0], like cars and houses. Or all that crap on Buy Now, Pay Later plans. There's these huge credit bubbles we have[1] that are going to be deflated very quickly once debt is no longer easily and cheaply available. 0. https://en.wikipedia.org/wiki/Credit_cycle https://en.wikipedia.org/wiki/Credit_cycle 1. https://en.wikipedia.org/wiki/Everything_bubble https://en.wikipedia.org/wiki/Everything_bubble