I mainly agree with you the system is abused flagrantly, on the other hand playing devils advocate potentially the low amount of follow up is because shutting a

I mainly agree with you the system is abused flagrantly, on the other hand playing devils advocate potentially the low amount of follow up is because shutting an account has 0 risk to life or limb of anyone involved. If they shut down the shared bank account being used to hold all the money to a (poorly run albeit) drug empire you just put that org significantly in the hole, and the person doing the dirty work is sipping coffee in their pajamas completely ignorant to the outcome of their perscribed click.