Sometimes I want to indulge, will they lend me some karma? whenever I talk - stop spoiling -, my karma is falling ( it is 5 currently ), If I get spoiled, I gue

Sometimes I want to indulge, will they lend me some karma? whenever I talk - stop spoiling -, my karma is falling ( it is 5 currently ), If I get spoiled, I guess I can't even shut up anymore