Think like this: if smart investing allows you to raise your (risk-adjusted) returns by a full percentage point - which is really good - you have earned $60/yea

Think like this: if smart investing allows you to raise your (risk-adjusted) returns by a full percentage point - which is really good - you have earned $60/year. That's unlikely to be a good wage for the hours you need to put in. Looking at a comparison website and moving your money to an account with good interest is probably worth it, though.