Not universal - you have to meet eligibility criteria (i.e. be rather poor) to use it - it is California's Medicade it appears. My understanding is that the wo

Not universal - you have to meet eligibility criteria (i.e. be rather poor) to use it - it is California's Medicade it appears. My understanding is that the worst difficulties (bankruptcy, avoiding care, crippling premiums, large out of pocket) are in fact experienced by middle income people who don't qualify for Medicaid/Medicare. There is none of that in the Netherlands.