Massachusetts has an optional Depositors Insurance Fund[1] that banks can join which insures all their deposits above 250k, seems like if you were really worrie

Massachusetts has an optional Depositors Insurance Fund[1] that banks can join which insures all their deposits above 250k, seems like if you were really worried you could just open an account in one of those banks. 1. https://www.difxs.com/DIF/Home.aspx https://www.difxs.com/DIF/Home.aspx