If you feel that you have stable employment or means of supporting yourself, pay off the credit card as soon as possible. If your financial situation is not tha

If you feel that you have stable employment or means of supporting yourself, pay off the credit card as soon as possible. If your financial situation is not that solid, put the money in a savings account for a rainy day. I don't subscribe to the theory that says you should always use your available cash to pay off debt. Having no ready cash can leave you in a world of hurt if the unexpected happens. While $60/month is no fun, it is manageable and not a financial risk. Oh yeah, one more thing, stop using your credit card.