What needs to change is the nature of the punishment. As long as it's monetary and only monetary, the punishment is negligible. Put one or two executives in ja

What needs to change is the nature of the punishment. As long as it's monetary and only monetary, the punishment is negligible. Put one or two executives in jail and things will look different. Rob a bank, you go to jail. Rob people of their lives and you keep your well paid job and your company get slapped on the wrist. Ultimately, the fines are paid by consumers. But jail time? That's a payment made by the guilty.