$1.30 for "Exchange rate guarantee fee". Wow, are you forced to have that if you make that purchase? That's a huge percentage to charge to cover someone's exch

$1.30 for "Exchange rate guarantee fee". Wow, are you forced to have that if you make that purchase? That's a huge percentage to charge to cover someone's exchange rate risk over that timespan with those currencies. Someone's making out like an absolute bandit there.