Curious about your math that equates 7 billion transactions per month to a "few people." That's a relative increase of more than 400%. I think you could argue t

Curious about your math that equates 7 billion transactions per month to a "few people." That's a relative increase of more than 400%. I think you could argue that we were already on that trajectory, but it sure looks (to me) like Covid accelerated things, which matches my anecdotal experience.