Home contents policy usually cover theft outside the home up to 1–2k and you can get a rider if it’s too low. This usually include bicycles of any kind. As for

Home contents policy usually cover theft outside the home up to 1–2k and you can get a rider if it’s too low. This usually include bicycles of any kind. As for theft, there is little to no enforcement so it’s easy money for thieves. However, there are things you can do to ensure the bicycle next to yours is stolen rather than yours. Look up the Sheldon brown locking technique which secured the frame and back wheel (the most expensive of the two) with a single ulock. There are also anti theft bolts that cost 20–30$/€/£ and will secure your saddle and quick release wheels. I use a kryptonite lock and thread the cable through the paniers handles so it’s annoying to steal as well. The battery has a key lock and I have an airtag in the bicycle. I remove the lights when parking and try to park in well lit busy areas or in underground parkings. I was riding a regular bicycle in Canada for years, never got it stolen. Only once I made the mistake to park at Yonge and Dundas in Toronto late at night and some lowlife scum stole my airzound horn because it’s the only thing I hadn’t bolted down and it was the only bike on the rack… it’s worth 20$ but they took the time to unscrew it and steal it. But otherwise, nothing stolen because any other bicycle around was less hassle to steal parts or whole than mine and thus not worth the risk/time.