Exactly this is the point I'm trying to get across. Additionally I don't think most people on HN know what it's like to come from generational poverty. Having

Exactly this is the point I'm trying to get across. Additionally I don't think most people on HN know what it's like to come from generational poverty. Having to take out bad loans when you are young to afford basics. Having parents leave / die early. Having to take care of elderly / sick relatives who can't afford to take care of themselves. Just getting a "high paying" job does not automatically erase all those things and make you rich.