People make choices all the time about how much they value their life and safety versus other concerns - what you spend on medical procedures, dangerous activit

People make choices all the time about how much they value their life and safety versus other concerns - what you spend on medical procedures, dangerous activities, drinking, travel, etc. It's simply not for the officer to make a moral judgment about whether citizens should or should not risk their lives over their property. I would instead ask the office to comment something like "This highlights the risk of..." It should up to the involved citizens whether they want to run the risks or not.