You lost due to inflation. Inflation mostly caused by thr central bank (effect of Ukraine war on food/oil is much smaller). Meanwhile economy books claim that

You lost due to inflation. Inflation mostly caused by thr central bank (effect of Ukraine war on food/oil is much smaller). Meanwhile economy books claim that central banks are good. When they run insane policies that screw the the people.. Most central banks are so tertible that they make 2-3% inflation just for using cash. This hidden tax is incredible. Yet most fail to see that, apart from maybe cryptobros.